Personalized mortgage advice for life’s big moves.


3-year fixed rate


5-year fixed rate


5-year variable rate

Rates are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

Mortgage brokers offer more options

Finding the right fit for our clients matters.

Whether you’re looking for new financing, or refinancing, our team will provide expert advice and recommendations that are tailored to your situation. We’ll work hard to make sure that you get the plan that’s right for you!


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Equity Loans

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Why choose us?

There’s no reason to worry about getting stuck with an unsuitable plan—with Upper Canada Mortgage & Investment, you get expert advice and recommendations from a team of professionals who are committed to making sure that every one of their clients is happy with their financial decisions and keep moving closer to their dreams.

Personal attention

Get the attention to detail and tailored service that comes from a dedicated team.

30+ years experience

We listen, we talk, we care. Our experience comes in handy when you need it most.

Industry-leading partners

We partner with leading lenders and banks to make sure you have the plan that’s right for you.

Certified & Insured

You’ll have peace of mind in dealing with, registered and certified professionals.

Mortgage brokers work for you

Understanding your needs, both today and tomorrow, is what makes us different.

At Upper Canada Mortgage we work towards providing you with the best mortgage solutions, because we understand and appreciate the importance of a home. We’ve got your back. Whether you’re a first-time home buyer or planning to refinance, we’ve got options. We can help you reach your financial goals with confidence and peace of mind.

Our job is to build a plan that gets you closer to your dreams.

What our clients say

Kind words about our services

We have sought the help of Upper Canada Mortgages to purchase 4 properties as well as build our present home. Everything went quite smoothly. Their level of professionalism and open lines of communication is above and beyond. I highly recommend them for all your mortgage needs. Thank you to everyone at UCM!!

Amanda Hickman

Roze helped us navigate our mortgage as first time home owners with professionalism, ease, experience, and knowledge. She was always so friendly and even stayed late to ensure we understood everything. Our dozens of questions were fielded with patience and we really felt like we were well cared for. I could not be happier with our experience with Upper Canada Mortgage!

Caitlin Gadbois

Nothing but praise for Roze and the whole team. Not only was she quick to respond to my emails and calls, she provided me with plenty of information and resources to help make the process as smooth as possible. As a first time home buyer and the single purchaser of my home, I had my fair share of stresses and concerns. I would highly recommend their services and will be coming back when I decide to move again in the future. Thank you all again!

Michael Beaudry